Salary Calculator Germany

Your Net Salary

Below you can see your gross salary (Bruttogehalt) and estimated net pay (Nettogehalt) in Germany with a full tax breakdown, followed by a list of recent salary calculations. Below you can see your gross salary (Bruttogehalt) and estimated net pay (Nettogehalt) in Germany with a full tax breakdown, alongside a list of recent salary calculations. Expand More Options in the left panel to adjust your pay schedule or add extras for a more precise estimate.

Do You Earn a Good Salary in Germany?

This chart compares your before-tax and after-tax earnings with the median salary and minimum wage in Germany. These figures are calculated based on full-time employment using standard assumptions, while your salary is based on the options you selected.

Your Take-Home Pay in Other Countries

The table below compares the take-home pay for the same gross salary across the 18 other countries covered by our tax calculators. Please note that certain assumptions were necessary when estimating your taxes in those countries.

Taxes Included in This German Tax Calculator

Although Germany is a federal republic, most taxes and contributions are not affected by your state of residence. Only church tax and long-term care insurance vary slightly by state. Whether you live in Berlin or elsewhere, select your state under More Options in our calculator for a more accurate estimate of your after-tax pay.

• Income Tax (Lohnsteuer): Germany uses a progressive system, meaning your rate increases as your income grows. The 2026 rates range from 0% for incomes below €12,348 up to 45% for the highest salaries.
• Solidarity Surcharge (Solidaritätszuschlag): This is an additional charge of up to 5.5% of your income tax. Most employees now pay reduced amounts or none at all.
• Social Insurance: Employees contribute to several mandatory social insurance schemes, including pension (Rentenversicherung), health insurance (Krankenversicherung), unemployment insurance (Arbeitslosenversicherung), and long-term care insurance (Pflegeversicherung). These contributions are largely uniform across Germany, although long-term care insurance differs slightly in Saxony.
• Church Tax (Kirchensteuer): This tax applies to members of registered religious communities. Most states, including Berlin, charge 9% of income tax, while Bavaria and Baden-Württemberg charge 8%. If applicable, you can enable this tax under More Options in our calculator.