Salary Calculator Netherlands

Tax Year: 2025 – 2026

If you live in the Netherlands and earn a gross annual salary of €46,500, or €3,875 per month, your monthly net salary will be €3,084. This results in an effective tax rate of 20%, as estimated by our Dutch salary calculator.

The table below shows what take-home pay you can expect across different eurozone countries for the same gross salary you entered: €46,500 per year.

The 30% ruling or tax facility in the Netherlands provides tax benefits for highly skilled foreign workers recruited or transferred to the country. The scheme allows tax-free reimbursement of up to 30% of the employee's gross salary for the first five years, provided that certain criteria are met.

To be eligible for the 30% ruling, after applying the reduction you must have a minimum taxable salary of €46,660 or €35,468 if you are under 30 years old and hold a master's degree. In addition, you must be employed by a company in the Netherlands, have a specific expertise not easily found on the Dutch labor market, having moved from more than 150 km away from the Dutch border, and agree in writing with your employer that the ruling applies to your situation.

• Wage Tax (Loonbelasting): Is a progressive tax composed of three tax brackets — 9.32% for income below €38,441, then 37.48% for yearly earnings up to €76,817, and 49.50% for anything above that.
• National Insurance (Volksverzekeringen): Includes mandatory contributions that go towards pensions, financial protection for dependents in case of death, long-term medical care, and optional contributions for the Dutch child benefit scheme.
• General Tax Credit (Algemene Heffingskorting): Is a reduction on income tax applicable to everyone in the Netherlands and is aimed at easing the tax load for taxpayers in the lower- to middle-income brackets.
• Labor Tax Credit (Arbeidskorting): Is a tax relief that applies to all employees in the Netherlands. The amount of credit an employee can receive varies with their wage — it rises for lower and middle incomes and drops gradually for annual salaries exceeding €43,071.