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In the Netherlands, if your gross annual salary is €45,400, or €3,783 per month, the total amount of taxes and contributions that will be deducted from your salary is €11,641, without accounting for the 30% ruling.

This means that your net income, or salary after tax, will be €33,759 per year, €2,813 per month, or €649 per week.

For ease of use, we had to make a few assumptions for this calculator, some of which have significant tax implications. For instance, our Dutch tax calculator assumes you aren't married and have no dependents. That means you may pay less in taxes than estimated, especially once all of your credits, deductions, and allowances are taken into account.

Tax Breakdown

For a gross annual income of €45,400, our Dutch tax calculator projects a tax liability of €970 per month, approximately 26% of your paycheck. The table below breaks down the taxes and contributions levied on these employment earnings, assuming you are not eligible for the 30% facility.

Yearly Monthly Weekly
Gross Income €45,400 €3,783 €873
Wage Tax €7,022 €585 €135
National Insurance €9,808 €817 €189
General Tax Credit -€1,441 -€120 -€28
Labor Tax Credit -€3,747 -€312 -€72
Total Tax Due €11,641 €970 €224
Take-Home Pay €33,759 €2,813 €649

What Is the Average Salary in the Netherlands?

According to the most recent figures from CBS (Centraal Bureau voor de Statistiek), the average annual salary for employed and self-employed individuals in the Netherlands is €45,400 before taxes. This works out to a monthly take-home pay of €2,813, as determined by our calculator without accounting for the 30% ruling.

To get a better idea of what Dutch earners actually make, we can also look at the median salary, commonly referred to as "Jan Modaal" in the country. Unlike the average wage, which tends to be skewed by high earners, the median represents the middle value when all salaries are sorted from lowest to highest.

In 2023, the median gross salary in the Netherlands sits at €40,000, based on the latest macroeconomic report from CPB (Centraal Planbureau). This equates to an after-tax pay of about €2,583 per month, as determined by our take-home pay calculator. If your salary is higher than this amount, then you are among the top 50% of all Dutch earners!

What Is the Dutch Minimum Wage?

In 2023, the Dutch minimum wage for full-time employees over 21 years old is €446.40 per week. Under full-time employment, a work week is usually 36–40 hours in the Netherlands. This translates to an annual gross salary of €23,213, which equates to €1,774 per month after tax, as estimated by our salary calculator.

The statutory minimum wage is lower for employees under 21, so the table below shows the rates for ages 18 and over, along with the annual salary, assuming full-time employment and a 40-hour work week. It's important to note that these figures are pre-tax and that minimum wage earners are still required to pay income tax. Use our calculator to get a quick estimate of your actual take-home pay.

Source: Government of the Netherlands, Minimum Wages 2023 (40-hour work week)
Age Group Hourly Pay Weekly Pay Monthly Salary Annual Salary
Aged 21+ €11.16 €446.40 €1,934 €23,213
Aged 20 €8.93 €357.10 €1,547 €18,569
Aged 19 €6.70 €267.85 €1,161 €13,928
Aged 18 €5.58 €223.20 €967 €11,606

What Is the 30 Percent Ruling?

The 30% ruling or tax facility in the Netherlands provides tax benefits for highly skilled foreign workers recruited or transferred to the country. The scheme allows tax-free reimbursement of up to 30% of the employee's gross salary for the first five years, provided that certain criteria are met.

To be eligible for the 30% ruling, after applying the reduction you must have a minimum taxable salary of €39,467 or €30,001 if you are under 30 years old and hold a master's degree. In addition, you must be employed by a company in the Netherlands, have a specific expertise not easily found on the Dutch labor market, having moved from more than 150 km away from the Dutch border, and agree in writing with your employer that the ruling applies to your situation.

When the option is selected, our Netherlands salary calculator applies the tax facility for wages that exceed the €39,467 threshold after taking into account the 30% reimbursement.

Taxes and Credits Included in This Tax Calculator

The Dutch Government is renowned for levying some of the highest income taxes in Europe, and while that is true for very high earners, the average Dutch taxpayer pays only about 22% of their income in taxes. That is actually lower than in many other European countries!

Our salary calculator includes all the major taxes, contributions, and credits applied on employment income in the Netherlands:

  • Wage Tax (Loonbelasting): Is a progressive tax composed of three tax brackets — 9.42% for income below €35,473, then 37.07% for yearly earnings up to €69,398, and 49.50% for anything above that. Since the Wage Tax is paid together with National Insurance, and the rates in the first income bracket add up to the same rate applied to the second income bracket, many consider the Dutch income tax to only have two brackets.
  • National Insurance (Volksverzekeringen): Includes mandatory contributions that go towards pensions (AOW), financial protection for dependents in case of death (Anw), long-term medical care (Wlz), and optional contributions for the Dutch child benefit scheme (AKW).
  • General Tax Credit (Algemene Heffingskorting): Is a reduction on income tax applicable to everyone in the Netherlands and is aimed at easing the tax load for taxpayers in the lower- to middle-income brackets. It starts as €2,888 and gets progressively lower for higher incomes.
  • Labor Tax Credit (Arbeidskorting): Also called the Employed Person's Tax Credit, is a tax relief that applies to all employees in the Netherlands. The amount of credit an employee can receive varies with their wage — it rises for lower and middle incomes and drops gradually for annual salaries exceeding €36,650.

The information provided on this site is intended for informational purposes only.
Please consult a qualified specialist such as an accountant or tax advisor for any major financial decisions.