Salary Calculator Malta

The following chart outlines your before-tax earnings relative to the national average salary and minimum wage in Malta.

Please note that the national figures assume full-time employment for the entire year, while your salary is calculated based on the settings you selected.

Based on the latest Labour Force Survey from Malta's National Statistics Office, the average annual gross salary in the third quarter of 2024 was €21,888, or €1,824 per month. If we enter this figure into our salary calculator, we get a monthly after-tax salary of €1,501, resulting in an effective tax rate of around 20%.

Of course, this number will vary depending on factors such as industry, job role, and years of experience. The financial and insurance sector boasts the highest average salary, standing at €2,408 per month before taxes, while the average worker in the construction sector earns a monthly gross salary of €1,443.

The national minimum wage in Malta in 2025 is €221.78 per week for full-time employees aged 18 years or older. If we extrapolate this figure to an entire year, we get a minimum annual salary of €11,533 before tax (€961 per month), which corresponds to a monthly take-home pay of around €907.

• Income Tax: The Maltese government applies a progressive income tax system, with rates that vary from 0% to 35%. In 2025, individuals with an income of up to €12,000 are not subject to income tax.
• National Insurance: In Malta, National Insurance refers to the portion of an individual's salary that is withheld to support a range of social security benefits, including healthcare, pensions, and unemployment benefits. Both employees and employers contribute 10% of the employee's gross salary towards Social Security.
• Government Bonuses: Employers in Malta pay two types of bonuses to employees, namely the Statutory Bonus and the Weekly Allowance. The Statutory Bonus is paid bi-annually in June and December, while the Weekly Allowance is paid twice a year in March and September. All registered employees, including part-timers who work full-time elsewhere, are entitled to them.

It's important to note that students enrolled in a full-time course of studies or instruction under the Student-Worker Scheme or other similar schemes are eligible for a reduction in National Insurance. While the rate remains at 10%, this reduction effectively limits a student's social security contributions to €7.94 per week, or approximately €413 per year.