Use the form at the top of the page to enter your gross salary, expand More Options to add extras, then click Calculate.
The panel below the form shows an estimate of your take-home pay in Malta.
Swipe right to reveal the full tax breakdown, and use the pay-frequency dropdown to select how you are getting paid (Monthly, Biweekly, etc.).
Please note that the Government Bonuses (statutory bonus and weekly allowance) are included in the monthly net pay, but are paid only every six months.
Scroll down to find out how you net salary would look like in other eurozone countries and see how you stack up against the Maltese average salary and minimum wage.
Use the panel on the left to enter your gross salary, expand More Options to add extras, then click Calculate.
The table below will show an estimate of your take-home pay in Malta, alongside a full tax breakdown.
Enter your salary at the top of the page, click calculate, then check your results here.Enter your salary in the left panel, click calculate, then check your results here.
Tax Year:
2025 – 2026
Please note that the Government Bonuses (statutory bonus and weekly allowance) are included in the monthly net pay, but are paid only every six months.
Jump to:
Your Take-Home Pay in Other Countries
The table below shows what take-home pay you can expect across different eurozone countries for the same gross salary you entered.
Enter your salary at the top of the page, click calculate, then check your results here.Enter your salary in the left panel, click calculate, then check your results here.
The following chart outlines your before-tax earnings relative to the national average salary and minimum wage in Malta.
Your Salary
€21,888€1,824€842€421€84€10.52
Average Salary
€21,888€1,824€842€421€84€10.52
Minimum Wage
€11,533€961€444€222€44€5.54
Enter your salary at the top of the page, click calculate, then check your results here.Enter your salary in the left panel, click calculate, then check your results here.
Please note that the national figures assume full-time employment for the entire year, while your salary is calculated based on the
settings you selected.
Average Salary in Malta
Based on the latest
Labour Force Survey
from Malta's National Statistics Office, the average annual gross salary in the third quarter of 2024 was €21,888,
or €1,824 per month.
If we enter this figure into our salary calculator, we get a monthly after-tax salary of €1,501, resulting in an
effective tax rate of around 20%.
Of course, this number will vary depending on factors such as industry, job role, and years of experience.
The financial and insurance sector boasts the highest average salary, standing at €2,408 per month before taxes,
while the average worker in the construction sector earns a monthly gross salary of €1,443.
Minimum Wage in Malta
The national minimum wage in Malta in 2025 is €221.78 per week for full-time employees aged 18 years or older.
If we extrapolate this figure to an entire year, we get a minimum annual salary of €11,533 before tax
(€961 per month), which corresponds to a monthly take-home pay of around
€907.
Income Tax:
The Maltese government applies a progressive income tax system, with rates that vary from 0% to 35%.
In 2025, individuals with an income of up to €12,000 are not subject to income tax.
National Insurance:
In Malta, National Insurance refers to the portion of an individual's salary that is withheld to support a range of social
security benefits, including healthcare, pensions, and unemployment benefits.
Both employees and employers contribute 10% of the employee's gross salary towards Social Security.
Government Bonuses:
Employers in Malta pay two types of bonuses to employees, namely the Statutory Bonus and the Weekly Allowance.
The Statutory Bonus is paid bi-annually in June and December, while the Weekly Allowance is paid twice a year in March and
September.
All registered employees, including part-timers who work full-time elsewhere, are entitled to them.
It's important to note that students enrolled in a full-time course of studies or instruction under the Student-Worker Scheme or
other similar schemes are eligible for a reduction in National Insurance.
While the rate remains at 10%, this reduction effectively limits a student's social security contributions to €7.94
per week, or approximately €413 per year.
The information provided on this site is intended for informational purposes only. Please consult a qualified specialist such as an accountant or tax advisor for any major financial decisions.