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Your Take-Home Pay
Paid months per year: 12
Before Tax
After Tax
Before Tax
$6,504
Tax Due: 24.5%
$1,595
Federal Tax
$749
Provincial Tax
$397
CPP/QPP, EI, QPIP
$448
After Tax
$4,909
Enter your salary above and click Calculate, then check your results hereEnter your salary in the left panel and click Calculate, then check your results here
Use the panel on the left to enter your gross salary and select your province, expand More Options to add extras, then click Calculate.
The table below will show an estimate of your take-home pay in Canada, alongside a full tax breakdown.
Enter your salary at the top of the page and click Calculate, then check your results hereEnter your salary in the left panel and click Calculate, then check your results here
Tax Year:
2025 – 2026
Jump to:
Your Take-Home Pay Across All Provinces
The table below shows what take-home pay you can expect across different provinces and territories for the same gross salary you entered.
Your selected province is highlighted for easier comparison.
Results for a salary of: $78,045 per year
Province
Tax
Difference
Quebec
29.7%
$4,574$4,574 -$335
-$335
Nova Scotia
29.3%
$4,598$4,598 -$311
-$311
Prince Edward Island
28.3%
$4,666$4,666 -$243
-$243
Newfoundland and Labrador
27.7%
$4,700$4,700 -$209
-$209
New Brunswick
27.1%
$4,743$4,743 -$166
-$166
Manitoba
27.0%
$4,745$4,745 -$164
-$164
Saskatchewan
26.2%
$4,801$4,801 -$108
-$108
Ontario
24.5%
$4,909$4,909
–
–
Alberta
24.0%
$4,942$4,942 $33
$33
Yukon
23.7%
$4,961$4,961 $52
$52
British Columbia
23.2%
$4,993$4,993 $84
$84
Northwest Territories
22.2%
$5,058$5,058 $149
$149
Nunavut
20.1%
$5,197$5,197 $288
$288
Enter your salary at the top of the page and click Calculate, then check your results hereEnter your salary in the left panel and click Calculate, then check your results here
The following chart outlines your before-tax earnings relative to the average salary and minimum wage in Ontario.
Your Salary
$78,045
Your salary is 4.0% lower than the average salary
and 118.1% higher than the minimum wage.
Average Salary
$81,261
Minimum Wage
$35,776
Enter your salary at the top of the page and click Calculate, then check your results hereEnter your salary in the left panel and click Calculate, then check your results here
Please note that these benchmark figures assume full-time employment for the entire year, while your salary is calculated based on
the settings you selected.
Average Salary in Canada
According to 2025 figures from Statistics Canada, the average (mean) salary for full-time employees in Canada is
$78,045 per year,
or $6,504 per month, before taxes and contributions.
To provide a clearer look at what residents in the largest Canadian provinces make, we've compiled each province's average gross salary,
next to the after-tax figures calculated using our take-home pay calculator.
As of April 2025, the federal minimum wage in Canada is $17.75 per hour.
Assuming a standard 40-hour work week, this amounts to an annual salary of $36,920.
If you are living in Toronto, this corresponds to a monthly net income of approximately $2,600,
as estimated by our Ontario salary calculator.
For a more comprehensive view of the minimum wage across different provinces and how they are taxed, check our
Minimum Wage in Canada by Province article.
How Is Salary Calculated and Paid in Canada?
If you're an employee in Canada, your employer will issue paychecks with taxes already deducted and any applicable credits applied.
This means your salary after tax is automatically calculated for you.
Just remember that the deductions are based on a form you filled out at the time of your employment: the
TD1 Personal Tax Credits Return.
You can request additional tax deductions through the Canada Revenue Agency (CRA).
When it's time to file your taxes, you can submit your return using any CRA-approved software, through a tax representative,
or by manually completing a paper form.
If you're traditionally employed, the filing deadline is April 30th, but self-employed earners have an extension to June 15th.
Taxes Included in This Canadian Salary Calculator
Tax Year:
2025 – 2026
Federal tax: This is the tax paid to the Canadian government.
Rates start at 14% and can increase up to 33% depending on your income level.
Provincial tax: This tax is paid to the provincial government and varies depending on the province where the
income is earned.
Like federal tax, the rates may increase with higher income levels.
Canada Pension Plan (CPP) or Quebec Pension Plan (QPP):
These are contributions toward your financial security in cases of disability, death, or retirement.
Both employee and employer contributions are made automatically with each paycheck.
Employment Insurance (EI):
This is a social insurance program that supports individuals during periods of unemployment.
Like CPP/QPP, EI and QPIP premiums are calculated at fixed rates up to a maximum income level and are automatically deducted
from your paychecks.
The information provided on this site is intended for informational purposes only. Please consult a qualified specialist such as an accountant or tax advisor for any major financial decisions.