Salary Calculator Sweden

Tax Year: 2025 – 2026

If you live in Stockholm and earn a gross annual salary (Bruttolön) of 518,400 kr, or 43,200 kr per month, your monthly net salary (Nettolön) will be 33,609 kr. This results in an effective tax rate of 22%, as estimated by our Swedish salary calculator (Lönekalkylator).

The following chart outlines your before-tax earnings relative to the national average salary and minimum wage in Sweden.

Please note that the national figures assume full-time employment for the entire year, while your salary is calculated based on the settings you selected.

If you are employed in Sweden, you generally do not need to worry about taxes on your gross salary, since your earnings are taxed at source. Your employer deducts all taxes and contributions from your paycheck and remits them to the Swedish Tax Agency (Skatteverket) each month.

While your Swedish salary is taxed at source, it's still necessary to file an annual tax return by May 2nd for the preceding year. The Tax Agency aims to make this process as easy as possible, offering no fewer than five different ways to file! You can submit your return through their "Inkomstdeklaration 1" e-service, the "Skatteverket" mobile app, or by post, phone, or even text message.

By the time you file, most of your income details will have already been reported to the Swedish Tax Agency by your employer, bank, or Social Insurance Agency. This means your tax return will arrive pre-filled. You'll only need to declare any additional income or capital gains, and then approve the tax form.

• Basic tax-free allowance (Grundavdrag): An annual amount exempt from income tax. The specific figure is revised each year and ranges from 17,300 kr to 45,300 kr per year, depending on your income bracket.
• Municipal income tax (Kommunalskatt): The primary tax paid by Swedish taxpayers, with an average rate varying from 29.238% in Österåker to 35.408% in Dorotea. The municipal income tax encompasses contributions to the municipal council, county council, and the general pension fund.
• Burial tax (Begravningsavgift): A tax levied at the municipal level to cover the costs of local funeral services. Unlike the optional Church tax, the Swedish burial tax is mandatory for all taxpayers, regardless of their religious affiliation.
• Church tax (Kyrkoavgift): A tax for members of registered religious communities, with rates varying by municipality and parish. It is not mandatory to be affiliated with a Swedish Church.
• State income tax (Statlig inkomstskatt): An additional tax charged at a fixed rate of 20% on annual incomes exceeding 625,800 kr, after deducting the basic allowance. The state income tax effectively raises the marginal tax rate to nearly 56%.