Tax Breakdown in Ireland
|Salary Before Tax|
|Total Tax Due|
|Salary After Tax||Enter salary|
|Universal Social Charge (USC)|
|Pay Related Social Insurance (PRSI)|
|Your Take-Home Pay:|
|Your Gross Salary:|
|Effective Tax Rate:|
|Tax Deadline:||31 Oct|
How to Use the Tax Calculator for Ireland
You can use our Irish tax calculator to estimate your take-home salary after taxes. Just type in your gross salary, select how frequently you're paid, and then press "Calculate". The calculator will return your estimated salary after tax and total taxes due.
For ease of use, we had to make a few assumptions for this calculator, some of which have significant tax implications. For instance, our Irish tax calculator assumes you aren't married and have no dependants. That means you may pay less in taxes than estimated, especially once all of your credits, deductions, and allowances are taken into account.
How Is Irish Tax Calculated?
While determining income tax, Ireland uses a progressive tax rate with two bands: a 20% rate for lower-income levels and a 40% rate for higher income levels. Personal circumstances determine the threshold between these bands. Your residency status also affects your taxes.
Tax residents are people who stay in Ireland for at least 183 days in a tax year or 280 days in total, spread across this and the last tax year. As a "domiciled" tax resident (meaning Ireland is your place of permanent residence), any income generated anywhere in the world is considered taxable.
Non-residents are people who are neither tax residents nor domiciled in Ireland. As a non-resident, only your Irish-sourced income and income from foreign employment carried out in Ireland are considered taxable.
If you're an employee, your taxes are calculated and paid in real-time through the Pay As You Earn (PAYE) system, which automatically deducts taxes from your paychecks. If you're self-employed or starting a business, you must use the pay and file system to self-assess. You should also anticipate contributions to Pay Related Social Insurance (PRSI) and the Universal Social Charge (USC).
How Is Tax Paid in Ireland?
Revenue oversees the tax system in Ireland. If you just moved in, you need to apply for a Personal Public Service Number (PPSN) to register for taxes. You can do this by contacting the Client Identity Services branch of the Department of Social Protection.
As an employee in Ireland using the PAYE system, your employer takes your income tax and contributions to the USC and PRSI from your salary. You only need to file an Irish income tax return using myAccount if you want to claim tax credits or declare additional income. With our tax calculator, Ireland earners can also get an estimate of what their PRSI and USC contributions could look like.
If you're self-employed, you can use the Revenue Online Service (ROS) to file your tax return and pay for the previous year as well as make a self-assessment and pay preliminary taxes for the current year. You can also complete and mail the necessary documents by hand. However, note that filing online with ROS extends the tax deadline from October 31st to mid-November.
What Is Irish Emergency Tax and How to Avoid It?
If you started a new job and haven't provided your employer with the necessary information, your income is subject to emergency tax. The emergency tax rate depends on what information is missing. For instance:
- Missing PPSN: If you haven't provided your PPSN to your employer, your entire income will be taxed at the higher rate of 40%.
- Unregistered Job: If your job is unregistered with Revenue but your employer has your PPSN, your income is subject to a 20% tax rate up to the limit of your band and a 40% tax rate for all additional income. After four weeks, your entire income is taxed at 40%.
Your employer will typically register your job with Revenue for you, but you can always check or register it yourself using PAYE Services in myAccount. Once this information is ready, your employer can take you off emergency tax and possibly get you a refund.
Not sure if you're paying emergency tax? With our tax calculator, Ireland earners can estimate their annual taxes — if the estimate is very different from what you've paid, then you might be on emergency tax!
How Much Tax Do the Irish Usually Pay?
We've compiled a table of salaries along with their associated tax rates and total taxes due. It covers the full range of common Ireland salaries, starting at the minimum wage (€21,294), running through the national average (€44,200), and covering the high-flying salaries that more experienced workers can expect in the technology or financial sectors.
Ireland is known as one of the most expensive countries in the world to live in. If you want to get a better sense of what your salary will look like compared to the national average, check out our Irish Salary Calculator.
|Gross Salary||Take-Home Pay||Effective Tax Rate||Tax Due|
Taxes in Ireland
Let's take a closer look at the different taxes applied to individual income in Ireland. Recall that if you're employed and using the PAYE system, your employer will automatically make these deductions from your salary.
Irish income tax is separated into two tax rates. The "standard rate" refers to the part of your income that's taxed at 20%. The "higher rate" is the rest of your income, which is taxed at 40%. The threshold between the standard and higher rates depends on personal circumstances. The table below shows the thresholds for taxpayers who are not married and have no children or other dependents.
|Taxable Income||Rate Applied|
|€0 to €36,800||20%|
|€36,801 or more||40%|
Universal Social Charge (USC)
The USC replaced the income levy and health levy back in 2011. Everyone who earns more than €13,000 must make contributions. Depending on your income level, you'll pay between 0.5% to 8% of your income. You can pay at a reduced rate (0.5% to 2%) if you're over 70 years old and make less than €60,000 or if you're a medical card holder who makes under €60,000.
|Taxable Income||Rate Applied|
|€0 to €12,012||0.5%|
|€12,013 to €21,295||2%|
|€21,296 to €70,044||4.5%|
|€70,045 or more||8%|
Pay Related Social Insurance (PRSI)
PRSI funds social welfare programs across Ireland, such as pensions. Everyone who earns more than €352 a week must make contributions to PRSI. What you pay depends on your PRSI class, which is determined by your income and the type of work you do.
|Taxable Income per Week||Rate Applied|
|€0 to €352||0%|
|€353 to €424||the maximum credit of €12 is reduced by one-sixth of your income over €352|
|€425 or more||4%|